5 We may charge a fee each time an item is submitted or re-submitted for payment; you may be assessed more than one fee as a result of a returned item and resubmission(s) of the returned item. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Handle day to day finances. Thank you for choosing UW Credit Union to assist you with your financial needs. Never assume your card has low transactions or believe a word you read until you try it. Note that this card has a foreign transaction fee of 1% and a cash advance fee of 3%. The maximum transferable amount will be less than indicated amount above the chart depending on the destination country. ABA routing number 275982005 is used to facilitate ACH funds transfers. 3 Valid for Rewards Checking and active savings (last 12 months) accounts only. *2 The Transferable amount plus fee is up to 300,000 yen per transaction. For transactions conducted outside the U.S. or with merchants located outside the U.S., Visa will add a "foreign transaction fee" of 0.8% if the transaction is in U.S. Note: 2 or more accounts or loans in the same category from the Qualifying Services count as 1 Qualifying Service. Getting a lower APR for the Lake Michigan Credit Union Prime Platinum Visa ® Card can depend on having healthy credit. UW Credit Union retains the right to adjust any fees. Foreign transaction fee. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel. Dollars, and 1% if the transaction is in another currency. DPCU is proud to offer a two-tiered credit card program. Instead, you'll earn valuable reward points to be redeemed for travel, hotel stays, cruises, gift cards from top retailers, or over 1,000 merchandise options. Download our mobile app Many credit cards do not have foreign transaction fees, but you will want to verify yours does not have one. The credit union says the card’s lowest rate is based on credit scores of 760. Western Union fees and exchange rates explained. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. $3 per transaction after 5 free transactions per month: Non-sufficient funds: $25 each time an item is presented: Overdraft for ACH and Checks: $25 each time an item is presented: Overdraft transfer from another account: $2 per transfer: Overdraft protection line of credit: No transfer fee Stop payment: $25 per item: Returned deposit/payment: $5 per item We may charge a fee each time an item is submitted or re-submitted for payment; you may be assessed more than one fee as a result of a returned item and resubmission(s) of the returned item. A foreign transaction fee, sometimes referred to as an FX fee, is a surcharge on your bill that appears when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD). Copyright © 2020 UW Credit Union. We offer the Classic Visa Card at a rate of 13.9% and the Platinum Visa Card at a highly competitive rate of only 7.9%. 7 You may be charged for web access and text messages by your mobile carrier. $10-$50) COST: Debit and Credit Cards FEE; Re-PIN of Debit Card (all full-services locations) FREE: Copy of Draft/Charge Slip (Debit Card or Credit Card) $5.00: Replacement of Credit Card or Debit Card: $5.00: Picture My Card (one FREE card within three-year expiration, otherwise fee applies per card) $10.00 Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel. , make purchases, and 1 % and a cash advance fee of 3 % transactions or believe word! 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